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Credit Card Confusion for Child Care Centers

Child Care Centers Accepting Credit Cards

A lot of questions are being raised by child cares about new rules regarding credit card fees.

We have been working with a few of our customers to accept payment cards for application fees via BumbleBee indirectly. We are taking a “slow and steady” approach because of the significant issues involved in these additions. Our clients have been asking us and we have been asking our partners.

There are a lot of questions being asked by all sides: consumers, business owners, banks, technology providers. Changes to recent laws at a U.S. federal level and the ripple affects have for state laws are creating even more questions. From a consumer standpoint, I found this article in my hometown newspaper, The Oregonian, to provide a clear explanation of the recent changes to credit cards and rules regarding surcharges. It does not answer all of the questions a business owner or child care center might have.

Despite this, I think child care center owners, directors and administtrators will find it useful because it has some insights for business owners. The article points out the important fact that Dodd-Frank is having wide-ranging impacts on state laws. So the answer will likely depend on where you live. Definitely check in with your bank or payment gateway provider to see what changes your child care center may need to make if you are taking credit cards.

How are you handling the new rules regarding credit card fee? Are you adding a surcharge, raising fees for everyone or just absorbing the expense?

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Jeff is the Director of Marketing and Co-founder of BumbleBee Childcare Software. He lives in Cambridge, MA, in the United States. You can hear more from Jeff on Twitter and Google +.

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